How to Buy XRP: 10 Ways to Try

Learning how to buy XRP can feel overwhelming at first, especially with so many platforms offering different methods and features.

Whether you prefer using centralized exchanges or decentralized wallets, this guide will walk you through the available options to help you choose the method that best suits your needs.

Key Takeaways:

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How to Buy XRP on Major Platforms

As one of the most recognized digital assets, XRP remains a popular choice for users seeking fast, low-cost cross-border transactions.

Other than that, recently many experts that giving projection that XRP might hit $3, or even $15. Meanwhile, other prediction platform giving projection for 2025, 2030, and 2040.

Whether you’re a beginner or a seasoned investor, knowing how to buy XRP across different platforms is essential, especially since each exchange or wallet may offer varying levels of access, features, and user experiences.

From centralized exchanges like Binance and Coinbase to decentralized wallets like MetaMask and Trust Wallet, this section will guide you through the process of purchasing XRP on each platform with simple, step-by-step instructions.

1. How to Buy XRP on Binance?

Binance, established in 2017, has grown into one of the world’s largest cryptocurrency exchanges by trading volume.

It offers a comprehensive suite of services, including spot trading, futures, staking, and a user-friendly interface suitable for both beginners and seasoned traders.

With support for over 600 cryptocurrencies, Binance provides a robust platform for purchasing XRP.

If you’re ready to get started, here’s how to buy XRP on Binance step by step:

Create a free account on the Binance website or app.
Complete identity verification (KYC) if required.
Choose your preferred method to buy XRP (credit/debit card, bank transfer, P2P, or crypto deposit).
Enter the amount of XRP you want to purchase.
Review payment details and fees.
Confirm and complete your purchase.
Store or use your XRP within Binance or withdraw to an external wallet.

2. How to Buy XRP on Trust Wallet?

Trust Wallet is one of the best non-custodial mobile wallet acquired by Binance, allowing users to store and manage over 10 million crypto assets across 100+ blockchains.

Its intuitive design and integrated features, such as staking and in-app swaps, make it a popular choice for managing and acquiring cryptocurrencies like XRP.

To begin using Trust Wallet for your XRP transactions, follow the instructions below:

Download and install the Trust Wallet app (iOS/Android) or browser extension.
Create a new wallet or import an existing one.
Ensure your wallet is set up for XRP (Ripple).
Tap “Buy” in the app.
Search for and select XRP.
Enter the amount you wish to purchase.
Choose a third-party provider and payment method (credit/debit card, bank transfer, etc.).
Follow the prompts to complete the purchase.
XRP will be stored directly in your Trust Wallet.

3. How to Buy XRP on Phantom Wallet?

Originally developed for the Solana ecosystem, Phantom Wallet has expanded its support to include Ethereum, Bitcoin, and other major blockchains.

It offers a sleek interface, built-in decentralized exchange (DEX) functionality, and NFT support, providing users with a versatile platform for managing assets like XRP.

While XRP is not natively supported on Phantom, there are workarounds to interact with wrapped or bridged versions — here’s how to do it safely:

Open the Phantom Wallet app or extension.
Ensure you have a supported network and sufficient funds (e.g., USDC or SOL for swaps).
Go to the in-app swap or buy feature.
Search for XRP in the token list.
Select the amount and the token you want to swap for XRP.
Review the transaction details and fees.
Confirm and complete the swap.
XRP will appear in your Phantom Wallet.

4. How to Buy XRP on Kraken?

Founded in 2011, Kraken is a U.S.-based cryptocurrency exchange known for its strong security measures and wide range of supported assets.

It caters to both novice and advanced traders, offering features like spot and margin trading.

Kraken’s recent expansion into commission-free trading for U.S.-listed stocks and ETFs reflects its commitment to bridging traditional and digital finance.

If you’re looking to acquire XRP via Kraken, here’s how to go through the process:

Sign up for a Kraken account and complete KYC verification.
Deposit funds (fiat or crypto) into your Kraken account.
Navigate to the “Buy Crypto” or “Trade” section.
Select XRP as the asset to purchase.
Enter the amount and choose your payment method.
Review and confirm the transaction.
XRP will be credited to your Kraken account wallet.

5. How to Buy XRP on Exodus Wallet?

Exodus is a multi-currency wallet available on desktop and mobile platforms, supporting over 300 cryptocurrencies.

Its user-friendly interface, integrated exchange features, and compatibility with hardware wallets like Trezor make it a convenient option for storing and acquiring XRP.

Below is a simple walkthrough to help you obtain XRP using the Exodus Wallet:

Download and install the Exodus Wallet app (desktop or mobile).
Create or restore your wallet.
Tap the “Buy/Sell” icon (mobile: bottom right; desktop: top menu).
Select XRP as the crypto to buy.
Enter the amount and choose your payment method (credit/debit card, bank transfer, Apple Pay, Google Pay).
Complete identity verification if prompted.
Review the purchase details and confirm.
XRP will be delivered directly to your Exodus Wallet, usually within 20 minutes.

6. How to Buy XRP on OKX Wallet?

OKX Wallet is a decentralized, multi-chain wallet that enables users to access and explore the Web3 world.

With support for over 1,000 decentralized applications (DApps) and features like multi-chain and cross-chain DEX, yield farming, and NFT marketplace, OKX Wallet provides a comprehensive platform for managing assets like XRP.

To acquire XRP within OKX’s ecosystem, follow this step-by-step guide:

Download the OKX app or install the OKX Wallet browser extension.
Create a new wallet or import an existing one; securely back up your seed phrase.
Fund your OKX Wallet by depositing crypto (for example, USDT, ETH, BNB) on the correct network.
Search for XRP in the wallet or paste its contract address to ensure accuracy.
Select XRP and choose your trading mode (swap or limit order).
Choose the token you want to swap for XRP, enter the amount, and adjust slippage if needed.
Confirm and authorize the transaction in your OKX Wallet.
Check your wallet for the received XRP.

7. How to Buy XRP on Coinbase?

Coinbase is a widely-used cryptocurrency exchange known for its user-friendly interface and strong compliance standards.

Serving over 110 million users across more than 100 countries, Coinbase offers a straightforward platform for buying, selling, and storing cryptocurrencies, including XRP.

If you’re planning to buy XRP through Coinbase, here’s how to do it:

Sign up for a Coinbase account or download the Coinbase app; complete identity verification.
Add a payment method (bank account, debit card, or wire transfer).
On the website, go to “Buy & Sell”; on the app, tap the (+) Buy button.
Search for XRP and select it from the list of assets.
Enter the amount you want to buy in your local currency or in XRP.
Tap “Preview buy” to review the transaction, then confirm by clicking “Buy now.”
Once processed, XRP will appear in your Coinbase account.

8. How to Buy XRP on ByBit?

Launched in 2018, Bybit is a cryptocurrency exchange that offers a range of products, including spot and derivatives trading.

With features like margin trading and a user-friendly interface, Bybit caters to both novice and experienced traders looking to acquire assets like XRP.

If you want to purchase XRP through Bybit’s platform, here are the steps to follow:

Register for a ByBit account and complete any required verification.
Deposit funds (fiat or crypto) into your ByBit account.
If using P2P, buy USDT from a seller and transfer it to your trading account.
Go to the “Trade” section and search for the XRP/USDT trading pair.
Enter the amount of XRP you want to buy and place a market or limit order.
Confirm the transaction; XRP will be credited to your ByBit account.

9. How to Buy XRP on Robinhood?

Robinhood is a financial services platform that allows users to invest in stocks, ETFs, and cryptocurrencies without commission fees.

Its intuitive design and recent expansion into banking and wealth management services make it an accessible option for purchasing XRP.

If XRP is available in your region via Robinhood, follow this guide to make your first purchase:

Download the Robinhood app and sign up or log in.
Deposit funds into your Robinhood account via bank transfer or linked card.
Use the search bar to find “XRP.”
Tap “Buy” and enter the amount you wish to purchase (as little as $1).
Review the order and swipe up or tap to confirm the purchase.
XRP will be added to your Robinhood portfolio.

10. How to Buy XRP on MetaMask?

MetaMask is a software cryptocurrency wallet used to interact with the Ethereum blockchain.

Available as a browser extension and mobile app, it allows users to manage their Ethereum-based assets and interact with decentralized applications (DApps).

While primarily designed for Ethereum, MetaMask can be configured to support other networks, enabling users to manage a variety of assets, including XRP through wrapped tokens or cross-chain bridges.

Here’s how to configure MetaMask to access XRP and begin transactions:

Open MetaMask and ensure you are on a network that supports XRP tokens (for example, Binance Smart Chain).
Buy BNB (or another supported token) using MetaMask’s “Buy” feature or transfer it from another wallet.
Use the “Swap” function in MetaMask.
Select BNB (or your available token) as the token to swap from, and search for or paste the contract address for XRP as the token to swap to.
Enter the amount to swap, review the details, and confirm the transaction.
XRP will appear in your MetaMask wallet once the swap is complete.

Things to Consider When Buying $XRP

Xrp (xrp) Market Cap Chart — XRP (XRP) Market Cap Chart via Coingecko

In the previous section, you explored various ways and methods on how to buy XRP. Each platform is unique and may require a different approach. So, before making your first XRP purchase, here are a few key things to consider:

Consider any fundamental update or technical indicator, such as trading volume or market cap, to gain newest market insight.
Always double-check token contract addresses to avoid scams, especially on decentralized wallets.
Availability of XRP may vary by region and platform due to regulatory reasons.
Always double-check supported regions and payment methods, as availability may vary by country and provider.
For all platforms, ensure you are using official apps/websites to avoid scams.
Some wallets (like Phantom) may require you to swap from another crypto rather than direct fiat purchase.
Fees and processing times may vary.

Final Words

Buying XRP has become more accessible than ever, due to the wide variety of platforms supporting the asset.

Whether you prefer centralized exchanges for simplicity or decentralized wallets for control, each method offers its own benefits. Always be mindful of regional restrictions, fees, and security practices when choosing a platform.

With the right approach and tools, getting started is straightforward. Refer back to this guide anytime you need a clear reminder on how to buy XRP.

How to Buy XRP: 10 Ways to Try

Key Takeaways: